Ralton Fortuin

Momentum Financial Planner | Financial Planning - Academy of Financial Markets

I am a passionate financial advisor who aims to help people become financially well by assessing their financial individual / business needs, to help them with decisions on investments; healthcare; life insurance as well as planning for short- and long-term goals, such as budgeting for education expenses and saving for retirement. My value proposition includes: 1. Emotional Intelligence & Empathy – To help clients manage the stress, fear, and excitement tied to money, ensuring my clients make rational decisions aligned with their true goals. 2. Behavioural Coaching – To guide clients away from impulsive decisions (like panic selling) and towards long-term financial success. 3. Holistic Financial Well-Being – Beyond numbers, to consider client's personal values, relationships, and life goals when crafting financial plans. 4. Decision-Making Confidence – To empower clients by reducing uncertainty, helping them feel more secure in their financial future. 5. Long-Term Relationship Building – To form trust as a partner who understands not just client assets, but their aspirations and fears.

Article

Having the difficult estate planning conversation with your family

Many families avoid talking about life insurance and estate planning. This is an opportunity to explain your decisions, so that no one feels hurt due to a misunderstanding.

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Getting a divorce? Check your life insurance policy.

Often you’ll need to make changes to your life policy after a divorce.

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Save on your premiums!

Every little bit helps. Please speak to us to make sure you’re not paying too much for your insurance, medical aid, life insurance, or other money products.

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Not vaccinated and need life cover?

Under new Momentum rules, you can apply for life cover. Find out if you qualify.

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Your pet can receive your life insurance payout

Is this true or false?

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Should you get insurance to protect your child?

5 reasons you should consider it and how Momentum can help.

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Do you really need income protection?

Income protection makes sure you get a regular income if you can't work because of a serious illness or injury. Do you need it?

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Does your husband or wife avoid talking about life insurance?

Death is a tough subject to address - but if something happens to you or your spouse, life insurance will help secure your children's future.

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There's an insurance policy for death by excessive laughter at a movie theatre*

Is this true or false?

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The Apollo 11 Astronauts used their autograph as life insurance*

Is this true or false?

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You can buy alien abduction insurance in the U.S.*

Is this true or false?

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Has your financial position changed?

Use this checklist to find out if you have all your financial bases covered.

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Do you need to increase your life cover?

You could double your existing life cover without any medical examinations. Find out if you qualify.

Tips

It's illegal to leave your life insurance payout to your pet

Here’s some tips to ensure that your life insurance goes where it’s meant to.

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Life insurance is very different to an investment - here’s why.

Most people need both insurance and investments in their financial plans. Before you make any decisions, make sure you understand what insurance is.

Guides

Financial to-do list if you're planning to have a baby

Life often hands us surprises, and we can’t plan for every situation - but if you follow this financial to-do list, you’ll be better prepared for your life as a parent.