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Keitumetsi Msuku

Keitumetsi Msuku

Momentum Financial Planner

Momentum is a leading financial services provider in South Africa. Momentum’s broad range of advice, insurance, investments, and health offerings give clients the best possible financial solution. Let’s work together to find the best solution for you.

Article
The worst financial advice you'll get this year
Here is a checklist for what NOT to do. If you follow these 10 tips, watch out - you’re at risk of making bad financial decisions.
Article
What is the right age to get life insurance?
Reasons to get life insurance at your age.
Article
Are you a woman driving alone?
What do you do when you reach your destination? How do you react to danger? Read this article to get a few tips on how to stay safe on the roads.
Factoid
What's the difference between medical aid, health insurance, and a hospital plan?
Find out here.
Article
What to ask your financial adviser before getting medical aid
Feeling confused and overwhelmed? Here are 9 questions that will guide you when choosing a medical aid.
Factoid
In 1980, a bag of Simba crisps cost 99c. How much do you think a 2l milk cost?
When you invest, you must beat inflation. This is why South Africans can't afford to put their money under the mattress.
Video
Bet you didn’t know your groceries were insured!
If you have your belongings, car or home insured with Momentum Insure, watch this.
Video
When can you upgrade, downgrade or swap your medical aid?
This is when you can make a change to your medical aid.
Article
Why freelancers are financial tightrope walkers
Do you have a safety net to catch you?
Article
What your life insurance policy says about you
Five things most life insurance policyholders have in common.
Article
Scammers target the elderly.
How to protect your parents and grandparents from financial abuse.
Factoid
Burnt by flaming water skis?
Find out if you can claim from your medical aid.
Article
Why is medical aid so expensive?
Medical schemes are actually not-for-profit organisations, so why is medical aid so expensive?
Factoid
Have you accidentally been bitten by another person?
Find out if you can claim from your medical aid.
Tool
Insurance can be so irritating.
5 reasons why insurance is a pain in the neck.
Tool
New stuff! Have you insured it?
Also, did you know you could save money if you update your short-term insurance?
Article
Invest or save – what’s best?
Even if you’re not the president, it doesn’t make sense to keep your money in the couch!
Article
Why superheroes need life insurance
Does The Brute need life insurance? Surely not!
Video
Do you want to start enjoying the simple, peaceful moments in your life?
Here’s how to handle one of life’s curveballs.
Article
Claim your medical expenses in your tax return
Read this article to find out about claiming your medical aid premiums and medical expenses – and get the tax refund owed to you.
Podcast
Would you trust Homer Simpson with your money?
In this episode Niel Joubert (Communications Manager) talks to Paul Nixon (Head of Behavioural Finance) about the human brain, behavioural finance, and why we make the choices we do.
Article
Break free from debt!
Here are some positive steps you can make today.
Article
Having the difficult estate planning conversation with your family
Many families avoid talking about life insurance and estate planning. This is an opportunity to explain your decisions, so that no one feels hurt due to a misunderstanding.
Factoid
5 unusual reasons to get your life insured
Reasons for life insurance you might not have thought of
Article
Help your kids learn about credit
A short lesson about what credit is - for kids aged 8 to 12
Tool
Are you a health hero?
Take this fun quiz to find out.
Article
Getting a divorce? Check your life insurance policy.
Often you’ll need to make changes to your life policy after a divorce.
Factoid
Can you risk losing your salary if you become very ill?
Income protection is designed to help you and your family cope if you lose the ability to earn an income.
Tips
Are you sandwiched between looking after your parents and kids?
If you’re part of the sandwich generation, you’ll know how stressful this can get. Here are some tips on how to cope.
Article
Make your holiday dreams a reality
Small money choices can make a big impact on your holiday dreams. Look at this example.
Article
It's good to talk to your kids about money
Families can use everyday 'teachable moments' to set their children up for financial success
Tips
Want to avoid your homeowner's claim being rejected?
Here are 9 tips to make claiming less stressful.
Factoid
Why money isn't as simple as it seems.
These common beliefs about money are not necessarily true!
Video
Is it better to buy life insurance when you are 25 or 45?
What’s the difference?
Article
8 things to think about when changing medical aids
This article help make sure you move to a medical aid plan that is in line with your budget and healthcare needs.
Article
Jargon buster: Underwriting
Insurance jargon is a bit of a minefield. So, what is underwriting, and what does it mean for you? Find out here.
Article
Want free access to an online tax tool?
TaxTim is a reliable online system to help you get what you’re owed in your tax refund.
Tool
Have you or your family recently moved?
5 times to check your Will.
Article
Do you have financial anxiety? Here's how to calm your money nerves.
Do you procrastinate when it comes to opening the bills every month? Or stay awake at night worrying about money? Find out what financial anxiety is and how to manage it.
Article
Not all financial surprises are fun
Here's how to be better prepared for them.
Video
Get the funeral you want
Put your wishes in your Will.
Factoid
How much would you have today if you had invested R1,000 in Apple 10 years ago?
Think you know the answer?
Tool
Are your teenagers money smart?
Send this quiz to your teenagers and see how they do.
Article
5 common investment mistakes
Check if you have made a similar mistake in the past or take note to avoid making these mistakes in the future.
Video
Tips for choosing a medical aid
So you are looking for ways to protect your and your family’s health? Here are some tips.
Tool
Save on your premiums!
Every little bit helps. Please speak to us to make sure you’re not paying too much for your insurance, medical aid, life insurance, or other money products.
Form
Not vaccinated and need life cover?
Under new Momentum rules, you can apply for life cover. Find out if you qualify.
Article
If you can’t afford to replace it, insure it.
We work hard for the things we own, especially those most valuable to us. When the unexpected happens, you might have wished you had taken out insurance. Find out how to protect what matters most here.
Video
Loadshedding costing you money?
Here are a couple ways to help protect your pocket.
Article
How to complete your tax return properly - in under 20 minutes
Read this to find out how to get free access to online assessment tool, TaxTim.
Video
How much you'll spend over Christmas
Find out what the average South African spends during Christmas and how to plan for the festive season.
Video
Life insurance may not benefit you - but it will most certainly benefit your loved ones!
But maybe that isn’t entirely true…
Article
Thinking of changing jobs?
Congratulations! But make sure you make the right decision when it comes to your retirement savings.
Video
Focus on your health and save money
How does that work?
Article
Why do I even have insurance if they don’t pay when I claim?
10 reasons why claims might not be paid
Article
How to invest money to make money
Do you have some money saved up, but you don’t know what to do with it? Here are a couple options.
Article
Wills give you the power to make important choices. Here's how
Empower yourself with the facts about Wills
Factoid
Yes, Monopoly can help make you richer!
Learn from Monopoly to manage your money better.
Form
Are you financially fit?
Take this quick quiz and find out.
Article
How life insurance affects the Formula 1 industry
Can you relate?
Podcast
Do you feel overwhelmed thinking about money?
In this podcast Levashni Naicker (Communications Specialist) talks to Paul Nixon (Head of behavioural finance) about investor behavior, investment noise and what happens when we are faced with too many choices.
Article
Build and protect your immune system
Here are some healthy habits to help protect you against the flu.
Video
Protect your belongings and save money
Here are 5 ways to save money on your insurance.
Tool
Four things that irritate people about medical aid companies
The last thing you want is to be frustrated when you need to claim from your medical aid. How do you relate to the things that get people angry?
Video
4 things to consider before you downgrade your medical aid
Struggling to make ends meet? Consider these four things.
Tips
Lose your job? Don't make rash decisions.
Thinking of spending your payout? Paying off debt? Opening a business? Read this before you make any decisions.
Article
Living with (and without) life insurance
Can you afford to be without a life insurance policy?
Article
Make sure you’re buried in your favourite soccer team’s shirt.
Should you include this in your Will?
Factoid
Your pet can receive your life insurance payout
Is this true or false?
Article
Why you need more critical illness cover than a superhero
Does Cosmic Crusader even need critical illness cover?
Article
Make sure you’re buried with your favourite braai tongs.
Should you include this in your Will?
Video
Did you know you are protected if someone is injured on your property?
If you have your belongings, car or home insured with Momentum Insure, watch this.
Video
Things that take up most of your medical aid savings
Wondering where your medical savings go? Check this out.
Article
Can you claim home-office expenses on your tax return?
Find out if you can get a tax refund for your home office even if you earn a salary.
Article
Fun fact: In 1980, Pepsi cost R0.33. In 2023, it costs R9.99.
When you invest, you must beat inflation. This is why South Africans can’t afford to put their money under the mattress.
Video
Someone run off with your wedding presents?
If you have your belongings, car, or home insured with Momentum Insure, watch this.
Video
Should you get insurance to protect your child?
5 reasons you should consider it and how Momentum can help.
Video
Is choosing a medical aid worse than breaking your leg?
Click here - you aren't the only one.
Video
Neighbour “parked” in your garden again?
If you have your belongings, car, or home insured with Momentum Insure, watch this.
Video
Need your property protected after a robbery?
If you have your belongings, car or home insured with Momentum Insure, watch this.
Video
To infinity and beyond!
6 ways Momentum Insure goes above and beyond to protect your car, home and hard-earned belongings
Tool
Do you really need income protection?
Income protection makes sure you get a regular income if you can't work because of a serious illness or injury. Do you need it?
Article
What happens to your Facebook account when you die?
Here are 9 things you might not know about Wills.
Video
Why Momentum’s income protection is unique
Every cloud has a silver lining.
Tips
10 ways to save money every day
Here are small steps you can take to save and give you peace of mind.
Article
6 ways to lower your blood pressure
Tips on how to tame the “Silent Killer” and live a longer, healthier life
Tool
You don’t need life insurance, right?
Life insurance makes sure that your loved ones are covered if you pass away. Do you need it?
Article
10 things you should include in your Will
Don’t forget these things when writing your Will.
Article
Does your husband or wife avoid talking about life insurance?
Death is a tough subject to address - but if something happens to you or your spouse, life insurance will help secure your children's future.
Factoid
There's an insurance policy for death by excessive laughter at a movie theatre*
Is this true or false?
Tool
What can you claim on your tax return?
How tax-savvy are you? Try our quiz to find out.
Article
Wills jargon buster
Understanding these words will help you write a good Will.
Factoid
Thinking of buying sneakers?
Instead of buying new sneakers in 2016, you could have bought Nike shares and made your money grow 6-times over.
Video
How to pay R640 to build R1,000 for your retirement savings
Let’s look at how you can use your tax refund to build your retirement savings.
Form
Make the most of your Road Accident Fund payout
Find out how to invest and earn an income using your payout.
Tool
Let's talk about school fees and other monthly education costs
Use this calculator to work out your monthly school bills
Video
Live for those happy, carefree moments
Here’s how.
Tips
Has your phone been stolen?
Act fast and make sure you’ve done these 5 things.
Article
Jargon buster: Waiting periods
Here is why insurance companies have waiting periods and what this means for you.
Factoid
The Apollo 11 Astronauts used their autograph as life insurance*
Is this true or false?
Article
You’re not going to get seriously sick, right?
What are the chances?
Article
8 easy ways to save on your medical aid
Are you struggling to pay your medical aid premiums? Maybe you feel you can't afford to keep paying for your plan and are thinking about something cheaper? Read this.
Article
Did you get an auto-assessment from SARS?
Get some guidelines on what to do if you were auto-assessed this year.
Factoid
Warren Buffett's 5/25 rule
What one of the world's richest men says about prioritising.
Video
Who will care for your loved ones if you pass away?
Here are 5 ways your Will gives you power.
Video
All insurance is not the same
Watch this to find out the difference between short-term and long-term insurance.
Article
How about having less things to worry about if you get really sick?
Critical illness cover. When you need her, she is there.
Video
Are you getting the most from your medical aid?
Unfortunately, it takes time and effort to use your medical aid effectively. Use these tips to help save you time.
Factoid
Rules for good money management.
4 pointers for your 2023 financial plan.
Podcast
Making sense of annuities
In this podcast Niel Joubert (Communications Manager) talks to Elri Pienaar (Manager: Income and Structured Solutions) about annuities.
Article
Your job is worth more than your car
Find out why protecting your income is more important than car insurance
Tool
5 myths about life insurance
Is life insurance only for older people? Fact-check here!
Tool
How prepared are you for life’s curveballs?
Take our quick quiz to check how prepared you are for those times when it feels like things are out of control.
Factoid
Every person in the world has 3 currencies...
One is money. What are the other two?
Video
Why you should love your tax return
Different ways SARS rewards you for making sensible investments.
Guides
A quick guide to medical aids
Read this if you are thinking about taking out a medical aid, changing your current one or just learning more about the cover you have.
Article
How to become an F1 driver for your finances
Get into the driver’s seat and take control.
Article
Are your finances on a rollercoaster ride or napping in a hammock?
Do your finances have a safety harness on for the ride of life?
Video
Don’t know how to start writing your Will?
Take these 3 steps to start writing your Will.
Tool
Fun facts about money for younger kids
Do this quiz with your younger kids to start getting them interested in money.
Tips
10 things you might not know you are insured for…
If you have your belongings, car or home insured with Momentum, read this.
Form
Have you updated your will?
You’ve dedicated your life to make sure your loved ones are taken care of. Don't leave them worrying about their finances because your estate was short of cash.
Article
What makes income protection ‘expensive’
Six reasons why insuring your income can be costly
Article
How Momentum Health gives you more medical benefits for less
Do you want to get more out of your medical aid? Find out how here.
Article
Do you pay towards the care of your parents as well as your children?
The ‘sandwich generation’ is shorthand for those who financially look after parents as well as children. Are you part of the sandwich generation? If so, you need to consider your parents’ needs in your financial plan.
Factoid
You can't get back time. Don't waste it.
Life lessons on managing your time.
Podcast
Do good while making returns.
In this episode Levashni Naicker (Communications Specialist) talks to Kudzayi Ziso (Corporate Portfolio Solutions Portfolio Manager) about the topical subject of responsible investing and why it should appeal to investors.
Factoid
You can buy alien abduction insurance in the U.S.*
Is this true or false?
Tool
Let's debunk some myths about car insurance.
Are red cars more expensive to insure? Here's where you find the answer!
Form
Grow your Road Accident Fund pay-out.
Fill in your details and make the most of your pay-out.
Factoid
Have you been attacked by a chicken?
Find out if you can claim from your medical aid.
Article
Why Momentum life insurance is unique
Why choose us?
Form
Has your financial position changed?
Use this checklist to find out if you have all your financial bases covered.
Tool
Do you need medical aid?
You're not wealthy but you are healthy. So why spend money on a medical aid when there's a lot more you can do with that cash? Answer these questions, then decide.
Guides
10 things to your new employer about their health benefits
Whether you're thinking about changing jobs or have already signed a contract for your next career move, it's a good idea to understand the ins and outs of a company’s medical aid. Getting the answers to these questions is a good place to start.
Article
When is it too late to get life insurance?
Are you too old to protect your family?
Article
5 tips for building your emergency savings fund
It’s more important than ever to build up emergency savings that you can fall back on when the world gives you a financial knock.
Video
Do you have a spare R50,000 to fix your car if you’re in an accident?
Find out how you can take control and prepare for the unexpected.
Article
Ask all your funeral guests to wear Hawaiian shirts
Should you include this in your Will?
Article
5 things to think about before buying your child a tablet for school
Technology is everywhere today, and your child’s classroom is no exception.
Tool
Do you need to increase your life cover?
You could double your existing life cover without any medical examinations. Find out if you qualify.
Tips
It's illegal to leave your life insurance payout to your pet
Here’s some tips to ensure that your life insurance goes where it’s meant to.
Video
3 facts about Momentum’s life insurance track record
Our track record says everything about our integrity.
Article
Worried that you made the wrong decision about your medical aid?
Every December, you have had to choose whether to change the medical aid you’re on, or keep to your current option. But if you feel you’ve made the wrong choice, all is not lost! Let’s look at what you can change during the year.
Article
Have you built a financial sandcastle?
Is your sandcastle protected from any unexpected waves?
Tool
I really don’t need a Will.
No time? Don’t own much? Young and healthy? Click here.
Article
Life insurance isn’t just about a big payout to your family
Life insurance gives you the power to take control, even when you’re not around. Here’s how.
Article
Invested in crypto? Make sure you’ve planned for your tax burden.
Find out how to plan for your next tax return.
Article
Life insurance is very different to an investment - here’s why.
Most people need both insurance and investments in their financial plans. Before you make any decisions, make sure you understand what insurance is.
Article
Do you know which extra benefits come with your salary?
If you’re employed, the chances are that you get retirement and insurance benefits along with your salary.
Guides
Financial to-do list if you're planning to have a baby
Life often hands us surprises, and we can’t plan for every situation - but if you follow this financial to-do list, you’ll be better prepared for your life as a parent.
Video
Does your health cover still meet your and your family’s needs?
Health cover is important, and it's especially important for families. Make sure you have the right cover for your family by reviewing it every year.
Video
Welcome to your fun fund!
We have all heard of an emergency and rainy-day fund, but what about a fund for the good times?
Guides
80% of New Year's resolutions fail!
Make a plan instead – here’s a 5-step guide.
Tool
Get started on the new school year!
Here is a back-to-school budget tool to help you get ready for the new year.
Video
Moving home? Your belongings are still protected during transport.
If you have your belongings, car, or home insured with Momentum Insure, watch this.
Article
A maltese poodle got 12 million dollars as her inheritance...
But… only ended up with 2 million after the family disputed the will*. Get some tips to avoid disputes.
Article
Help your employees become financially secure
If one of your employees becomes disabled or severely ill, will they be able to manage financially?
Article
Insurance makes no sense!
Do you feel confused when thinking about short-term insurance? Read this.
Article
Warning: Reading this will lead to great decisions
Here are some tips to make sure you choose the right insurance for you.
Video
5 ways to avoid your homeowner’s claim being rejected
The claims process can be stressful, here are a couple ways to make it a little easier.
Article
South Africans are investing internationally - from their armchairs
There has never been a better time to set up your international investment.
Video
Premium lamb chops for R6.60
Sounds dodgy, right? See how inflation can leave a bad taste in your mouth.
Form
Are you making these common money mistakes?
Your long-term wealth depends on the choices you make with each challenge you encounter as you move through life. Check how you are doing with this quiz.
Video
Did you know your locks and keys are also insured!
If you have your belongings, car or home insured with Momentum Insure, watch this.
Tips
Congratulations on your engagement!
Here are a few tips to help you look after your special ring.
Tool
Is it time to change the amount of your life cover?
Even if your life insurance increases each year, you should review the amount of cover at these key moments.
Article
If you earn commission, make sure you get the tax return you deserve.
Read this article to find out what expenses you can claim back on your tax return.
Article
We’ve got a surprise for you!
If you have your car insured with Momentum Insure, you might be surprised that your car is covered for these things.
Tool
Pay less for your medical aid
But make sure you still get the cover you need.
Tool
Do students need critical illness insurance?
Students could protect themselves and their future without any medical examinations. Find out if students qualify.
Article
Jargon buster: Unit trusts
Find out how unit trusts help you grow your money without putting all your eggs in one basket.
Article
Do you earn more than your partner? Let’s talk about it.
When one partner earns more than another, there’s bound to be complications. It’s time to talk about how to manage your finances, especially if you’re in the tricky position of earning more than your partner.
Video
Are your family's medical needs the same as everyone else’s?
Introducing affordable, unique medical aid options to suit you, your family and your budget.
Tool
The Momentum insurance checklist
Being over-insured is as bad as being under-insured. Make sure you have the right cover for you. Discuss your needs with a Momentum Money Coach.
Tool
Are you about to have a baby?
You have probably thought about baby clothes and nappies, but have you got your finances in check? Do this quiz and find out.
Factoid
An insurance company offered a cash reward to anyone who could capture Big Foot
Is this true or false?
Tool
Living the good life!
So you’ve tied the knot and want to have a great life. But do you and your partner think about money the same way?
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