mConnect logo
Karan Bhogal

Karan Bhogal

Momentum Financial Planner

For the past 28 years, I have been delivering great value to clients as a Senior Financial Advisor, helping them plan ahead for their short-term needs and long-term goals. I am very well organised, able to keep multiple priorities in mind while aiming for the best outcome for my clients.

Factoid
What's the difference between medical aid, health insurance, and a hospital plan?
Find out here.
Article
What to ask your financial adviser before getting medical aid
Feeling confused and overwhelmed? Here are 9 questions that will guide you when choosing a medical aid.
Video
When can you upgrade, downgrade or swap your medical aid?
This is when you can make a change to your medical aid.
Factoid
Burnt by flaming water skis?
Find out if you can claim from your medical aid.
Article
Why is medical aid so expensive?
Medical schemes are actually not-for-profit organisations, so why is medical aid so expensive?
Factoid
Have you accidentally been bitten by another person?
Find out if you can claim from your medical aid.
Article
8 things to think about when changing medical aids
This article help make sure you move to a medical aid plan that is in line with your budget and healthcare needs.
Video
Tips for choosing a medical aid
So you are looking for ways to protect your and your family’s health? Here are some tips.
Tool
Save on your premiums!
Every little bit helps. Please speak to us to make sure you’re not paying too much for your insurance, medical aid, life insurance, or other money products.
Tool
Four things that irritate people about medical aid companies
The last thing you want is to be frustrated when you need to claim from your medical aid. How do you relate to the things that get people angry?
Video
4 things to consider before you downgrade your medical aid
Struggling to make ends meet? Consider these four things.
Video
Things that take up most of your medical aid savings
Wondering where your medical savings go? Check this out.
Video
Should you get insurance to protect your child?
5 reasons you should consider it and how Momentum can help.
Video
Is choosing a medical aid worse than breaking your leg?
Click here - you aren't the only one.
Article
8 easy ways to save on your medical aid
Are you struggling to pay your medical aid premiums? Maybe you feel you can't afford to keep paying for your plan and are thinking about something cheaper? Read this.
Video
Are you getting the most from your medical aid?
Unfortunately, it takes time and effort to use your medical aid effectively. Use these tips to help save you time.
Guides
A quick guide to medical aids
Read this if you are thinking about taking out a medical aid, changing your current one or just learning more about the cover you have.
Article
How Momentum Health gives you more medical benefits for less
Do you want to get more out of your medical aid? Find out how here.
Factoid
Have you been attacked by a chicken?
Find out if you can claim from your medical aid.
Form
Has your financial position changed?
Use this checklist to find out if you have all your financial bases covered.
Tool
Do you need medical aid?
You're not wealthy but you are healthy. So why spend money on a medical aid when there's a lot more you can do with that cash? Answer these questions, then decide.
Guides
10 things to your new employer about their health benefits
Whether you're thinking about changing jobs or have already signed a contract for your next career move, it's a good idea to understand the ins and outs of a company’s medical aid. Getting the answers to these questions is a good place to start.
Article
Worried that you made the wrong decision about your medical aid?
Every December, you have had to choose whether to change the medical aid you’re on, or keep to your current option. But if you feel you’ve made the wrong choice, all is not lost! Let’s look at what you can change during the year.
Video
Does your health cover still meet your and your family’s needs?
Health cover is important, and it's especially important for families. Make sure you have the right cover for your family by reviewing it every year.
Tool
Pay less for your medical aid
But make sure you still get the cover you need.
Tool
Are you about to have a baby?
You have probably thought about baby clothes and nappies, but have you got your finances in check? Do this quiz and find out.
Social Media PolicyLegal and ComplianceSecurity and FraudTerms and Conditions
mConnect logo

© 2025 Momentum Financial Planning | ©2025 Momentum is a part of Momentum Metropolian Life Limited, an authorised financial services and registered credit provider