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Clive Harper

Clive Harper

Momentum Financial Planner | CFP

With over 40 years of experience in the Financial Services industry, I am a Financial Wellness Trainer, Coach, and Planner dedicated to helping people achieve Financial Freedom. I specialize in Investment and Retirement Planning and have expertise in wealth protection, creation, retirement planning, medical aid, wills and estate planning, pension and provident funds, and surviving retrenchment. I am a skilled professional passionate about empowering individuals and organizations to achieve financial wellness. With my expertise in developing tailor-made financial wellness courses, I have helped numerous individuals better understand personal financial management and achieve their goals.

Article
What is the right age to get life insurance?
Reasons to get life insurance at your age.
Article
Are you a woman driving alone?
What do you do when you reach your destination? How do you react to danger? Read this article to get a few tips on how to stay safe on the roads.
Article
Why freelancers are financial tightrope walkers
Do you have a safety net to catch you?
Article
What your life insurance policy says about you
Five things most life insurance policyholders have in common.
Article
Why superheroes need life insurance
Does The Brute need life insurance? Surely not!
Video
Do you want to start enjoying the simple, peaceful moments in your life?
Here’s how to handle one of life’s curveballs.
Article
Having the difficult estate planning conversation with your family
Many families avoid talking about life insurance and estate planning. This is an opportunity to explain your decisions, so that no one feels hurt due to a misunderstanding.
Factoid
5 unusual reasons to get your life insured
Reasons for life insurance you might not have thought of
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Are you a health hero?
Take this fun quiz to find out.
Article
Getting a divorce? Check your life insurance policy.
Often you’ll need to make changes to your life policy after a divorce.
Factoid
Can you risk losing your salary if you become very ill?
Income protection is designed to help you and your family cope if you lose the ability to earn an income.
Video
Is it better to buy life insurance when you are 25 or 45?
What’s the difference?
Article
Jargon buster: Underwriting
Insurance jargon is a bit of a minefield. So, what is underwriting, and what does it mean for you? Find out here.
Article
Not all financial surprises are fun
Here's how to be better prepared for them.
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Save on your premiums!
Every little bit helps. Please speak to us to make sure you’re not paying too much for your insurance, medical aid, life insurance, or other money products.
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Not vaccinated and need life cover?
Under new Momentum rules, you can apply for life cover. Find out if you qualify.
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Life insurance may not benefit you - but it will most certainly benefit your loved ones!
But maybe that isn’t entirely true…
Article
How life insurance affects the Formula 1 industry
Can you relate?
Article
Living with (and without) life insurance
Can you afford to be without a life insurance policy?
Factoid
Your pet can receive your life insurance payout
Is this true or false?
Article
Why you need more critical illness cover than a superhero
Does Cosmic Crusader even need critical illness cover?
Video
Should you get insurance to protect your child?
5 reasons you should consider it and how Momentum can help.
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Do you really need income protection?
Income protection makes sure you get a regular income if you can't work because of a serious illness or injury. Do you need it?
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Why Momentum’s income protection is unique
Every cloud has a silver lining.
Article
6 ways to lower your blood pressure
Tips on how to tame the “Silent Killer” and live a longer, healthier life
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You don’t need life insurance, right?
Life insurance makes sure that your loved ones are covered if you pass away. Do you need it?
Article
Does your husband or wife avoid talking about life insurance?
Death is a tough subject to address - but if something happens to you or your spouse, life insurance will help secure your children's future.
Factoid
There's an insurance policy for death by excessive laughter at a movie theatre*
Is this true or false?
Video
Live for those happy, carefree moments
Here’s how.
Article
Jargon buster: Waiting periods
Here is why insurance companies have waiting periods and what this means for you.
Factoid
The Apollo 11 Astronauts used their autograph as life insurance*
Is this true or false?
Article
You’re not going to get seriously sick, right?
What are the chances?
Article
How about having less things to worry about if you get really sick?
Critical illness cover. When you need her, she is there.
Article
Your job is worth more than your car
Find out why protecting your income is more important than car insurance
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5 myths about life insurance
Is life insurance only for older people? Fact-check here!
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How prepared are you for life’s curveballs?
Take our quick quiz to check how prepared you are for those times when it feels like things are out of control.
Article
How to become an F1 driver for your finances
Get into the driver’s seat and take control.
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Are your finances on a rollercoaster ride or napping in a hammock?
Do your finances have a safety harness on for the ride of life?
Article
What makes income protection ‘expensive’
Six reasons why insuring your income can be costly
Factoid
You can buy alien abduction insurance in the U.S.*
Is this true or false?
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Why Momentum life insurance is unique
Why choose us?
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Has your financial position changed?
Use this checklist to find out if you have all your financial bases covered.
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When is it too late to get life insurance?
Are you too old to protect your family?
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Do you need to increase your life cover?
You could double your existing life cover without any medical examinations. Find out if you qualify.
Tips
It's illegal to leave your life insurance payout to your pet
Here’s some tips to ensure that your life insurance goes where it’s meant to.
Video
3 facts about Momentum’s life insurance track record
Our track record says everything about our integrity.
Article
Have you built a financial sandcastle?
Is your sandcastle protected from any unexpected waves?
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Life insurance isn’t just about a big payout to your family
Life insurance gives you the power to take control, even when you’re not around. Here’s how.
Article
Life insurance is very different to an investment - here’s why.
Most people need both insurance and investments in their financial plans. Before you make any decisions, make sure you understand what insurance is.
Guides
Financial to-do list if you're planning to have a baby
Life often hands us surprises, and we can’t plan for every situation - but if you follow this financial to-do list, you’ll be better prepared for your life as a parent.
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Is it time to change the amount of your life cover?
Even if your life insurance increases each year, you should review the amount of cover at these key moments.
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Do students need critical illness insurance?
Students could protect themselves and their future without any medical examinations. Find out if students qualify.
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Are you about to have a baby?
You have probably thought about baby clothes and nappies, but have you got your finances in check? Do this quiz and find out.
Factoid
An insurance company offered a cash reward to anyone who could capture Big Foot
Is this true or false?
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